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Business Debt Settlement/
Commercial Loan Restructuring

Our network of attorneys negotiate with your creditors to reduce your payments!

Whether your business owes money to vendors, suppliers, or lenders, our experienced attorneys will be able to renegotiate your terms of payment so that your business can survive. We have helped many companies that were on the verge of closure to consolidate their business debt or modify the terms with their existing creditors. Let your company be the next success story of our experienced team.

Why Choose Business Debt Counsel

A Business Debt Relief Firm

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Experienced Nj

Debt Attorneys

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Business Debt Settlement

Business Debt Settlement refers to the process of negotiation with a collection agency to accept a settlement. This settlement would allow you to pay a portion of your original debt, while the agency forgives the rest.

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Commercial Loan Restructuring

Restructuring a commercial loan involves a modification of an existing commercial loan. We negotiate with your lender to change the terms of your loan. This could result in extending the repayment term, lowering the interest rate, or even forgiving part of the loan.

Difference Between an MCA and a Loan? 

Commercial Loan Restructuring vs. Commercial Loan Modification vs. Commercial Loan Workouts

Commercial Loan Restructuring


Commercial loan restructuring refers to changing the terms of a loan. For instance, if you have a commercial loan with a bank, and your monthly payments are too high, you can try to restructure the loan by extending the term. This would lower your payment and gives you more time to pay it off.

A commercial loan modification works in a similar manner as a restructuring, but also involves the forgiving of the principal.

Commercial Loan Modification


Commercial Loan Workout


Commercial loan workout is a new agreement between you and your lender. In this case, the loan is completely revised. This could include a lowering of interest rate, extension of the term, or even a temporary pause in payment.

Your small business deserves to thrive

How Business Debt Settlement Work?

An attorney representing you negotiates with your lender(s) to work out a lump sum payment. This payment could possibly be a fraction of the debt amount.

Why You Should Settle Your Business Debts

Settling your business debts means starting over and getting on the pathway toward rebuilding your business and your credit. Plus, you’ll pay off your debt in just a few years, as opposed to decades. This can also help you to avoid bankruptcy. Overall, you’ll be gaining financial peace of mind.

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I had 5 open cash advances totaling over $300,000. BDC Group worked out all of the settlements and saved me 55%!!

Cindy A - Louisville, KY

Working with an attorney who specializes in debt settlement and commercial loan modification enables you to avoid the time-consuming quagmire of negotiating with your lenders. Business Debt Counsel has been helping small businesses settle business debts for more than 20 years. Prior to starting negotiations, our attorney will work with you to determine what you can afford to pay, and a reasonable term of payment. We have been able to get lawsuits dismissed, judgments vacated, levied bank accounts released, and settlements made.

Business Debt Settlement/Commercial Loan Modification Attorney

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