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Business Debt Settlement/
Commercial Loan Restructuring


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Our network of attorneys negotiate with your creditors to reduce your payments!

Whether your business owes money to vendors, suppliers, or lenders, our experienced attorneys will be able to renegotiate your terms of payment so that your business can survive. We have helped many companies that were on the verge of closure to consolidate their business debt or modify the terms with their existing creditors. Let your company be the next success story of our experienced team.

Business Debt Settlement

Business Debt Settlement refers to the process of negotiation with a collection agency to accept a settlement. This settlement would allow you to pay a portion of your original debt, while the agency forgives the rest.

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Commercial Loan Restructuring

Restructuring a commercial loan involves a modification of an existing commercial loan. We negotiate with your lender to change the terms of your loan. This could result in extending the repayment term, lowering the interest rate, or even forgiving part of the loan.

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Why Choose
Business Debt Counsel

Personalized Program



Experienced Debt Attorneys

Confidential &


Work With


Difference Between an MCA and a Loan? 

Your Small Business Deserves To Thrive

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Commercial Loan Restructuring vs. Commercial Loan Modification vs. Commercial Loan Workouts

Commercial loan restructuring refers to changing the terms of a loan. For instance, if you have a commercial loan with a bank, and your monthly payments are too high, you can try to restructure the loan by extending the term. This would lower your payment and gives you more time to pay it off.

How Business Debt Settlement Work?

An attorney representing you negotiates with your lender(s) to work out a lump sum payment. This payment could possibly be a fraction of the debt amount.

Why You Should Settle Your Business Debts

Settling your business debts means starting over and getting on the pathway toward rebuilding your business and your credit. Plus, you’ll pay off your debt in just a few years, as opposed to decades. This can also help you to avoid bankruptcy. Overall, you’ll be gaining financial peace of mind.

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Business Debt Settlement/Commercial Loan Modification Attorney

Working with an attorney who specializes in debt settlement and commercial loan modification enables you to avoid the time-consuming quagmire of negotiating with your lenders. Business Debt Counsel has been helping small businesses settle business debts for more than 20 years. Prior to starting negotiations, our attorney will work with you to determine what you can afford to pay, and a reasonable term of payment. We have been able to get lawsuits dismissed, judgments vacated, levied bank accounts released, and settlements made.

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I had 5 open cash advances totaling over $300,000. BDC Group worked out all of the settlements and saved me 55%!!

Cindy A - Louisville, KY

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